Money smart gardening

Hydroponics and aquaponics are no-mess gardening techniques that adapt to kitchen counters, patios, or large scale gardens

Money smart gardeningCALGARY, AB, May 2, 2014/ Troy Media/ - As I write this, parkas have been replaced by shorts and sundresses, and I've turned my thoughts from ducking sleet to greening up the yard and patio. So what’s that got to do with cutting corners? Gardening is a real mood booster after a long, grey winter,…

5 points to make your loyalty rewards pay

Here’s our strategy to make them work for you

5 points to make your loyalty rewards payCALGARY, AB, Apr 24, 2014/ Troy Media/ - I've never been much of a couponer, but I love customer loyalty programs. In fact, last week I paid for my groceries with reward points, and it's not the first time I've done this. I am not alone. The average Canadian consumer uses 8.2 loyalty programs, according…

Don’t fritter away your tax refund

Use the same ‘divide and conquer’ strategy for your refund as you use to manage you weekly paycheque

Don’t fritter away your tax refundCALGARY, AB, Apr 12, 2014/ Troy Media/ - If numbers from past years are any indication, about 17,000,000 Canadians will get a tax refund this year. If you are one of them, how will you spend yours? The Canada Revenue Agency (CRA) tells us that the average tax refund for the 2012 tax year was…

Won the lottery? You need a plan

There's a downside to unexpected money

Won the lottery? You need a planCALGARY, AB, Mar 28, 2014/ Troy Media/ - What would you do if you got a financial 'windfall'? Spend it, save it, give it away? It's a problem most of us think we'd like to have, but there's a downside to unexpected money. You need clear financial goals and strong personal boundaries to ensure your…

Keep an eye on your money (and the bank that handles it)

BMO fell for a scam, forcing one of its customers to work through his illness

Keep an eye on your money (and the bank that handles it)CALGARY, AB, Mar 22, 2014/ Troy Media/ - Imagine it! A cancer diagnosis brings bills that threaten to wreak havoc on your life. You need a few thousand extra dollars to buy medicine and fund your convalescence. Fortunately, you have planned ahead. You won't have to pull out the plastic to pay bills because you've…

Make it simple: Do your own taxes

And flex your financial muscles

Make it simple: Do your own taxesCALGARY, AB, Mar 6, 2014/ Troy Media/ - Do you prepare you own tax return, or do you hand off an envelope of receipts and T4’s to a professional tax preparer? Popping your tax return in the mail box – whether it's the one the corner or the email on your computer – is a…

Simple steps to creating a savings habit

It comes down to picking your savings strategy

Simple steps to creating a savings habitCALGARY, AB, Jan 28, 2014/ Troy Media/ - I think I was eight when I climbed those half dozen cement steps and entered the elaborately carved wooden doors of a small town Alberta bank. I felt important carrying my black Sunday School purse, which was filled with a cheque from my grandmother and some change…

Low-cost alternatives for feeding your pooch

You need to be a savvy consumer to get your money`s worth in the pet food aisle

Low-cost alternatives for feeding your poochCALGARY, AB, Jan 15, 2014/ Troy Media/ - It's snowing slush, and I would love to stay inside, but my basset has put on her Iron Lady persona. She's pointing at the pantry, giving me her 'grab your wallet, giddy-up to the store, and get me some growlies' look. Patience isn't one of her virtues,…

Staying warm on the cheap

A few simple tricks to cut down on heating expenses

Staying warm on the cheapCALGARY, AB, Jan 8, 2014/ Troy Media/ - December's ice-storm left thousands of Canadians and Americans without lights or heat over Christmas. A Polar Vortex then cancelled flights, closed schools and drove home the message that much of North America is one winter power outage away from freezing in the dark. Unfortunately, avoiding frostbite doesn’t…