How to be an adult, one sound financial decision at a time

Many people take a long time to launch on adult life because they've never been taught to spend less than they make

How to be an adult, one sound financial decision at a time“The first responsibility of adulthood is paying your own bills,” according to Jamaica Finance Minister Peter Phillips. That country has worked hard to wean itself of dependency on the International Monetary Fund (IMF) and is in a position to stand on its own feet economically. Paying your bills is a definition of adulthood that applies…

More than half of Canadian mortgages are uninsured

In the first quarter of 2019, nearly two-thirds of residential mortgages in arrears over 90 days were uninsured: StatsCan

More than half of Canadian mortgages are uninsuredBy Troy Media A report released on Monday by Statistics Canada says more than half of outstanding residential mortgages in Canada are uninsured. The total number of outstanding residential mortgages from non-bank lenders at the end of the first quarter of 2019 was 1.7 million, at a total value of $324.9 billion. The average value…

Using covert tools to gather intelligence

James Teague talks about how OSINT Investigations provides individuals and organization with the information to make sound decisions

Using covert tools to gather intelligenceJames Teague is president of OSINT Investigations, based in Calgary. What is OSINT Investigations and what does it do? Teague: OSINT Investigations is a full-service private investigation firm. Our office is located in Calgary, but we do investigations all across Alberta and into B.C. as well. We do everything from insurance investigations to infidelity to…

A clear-eyed look at the first-time home buyers aid program

Robert McLister, managing editor of Rates.ca, talks about the pitfalls of the government program and why fewer Canadians are likely to take part than anticipated

A clear-eyed look at the first-time home buyers aid programRobert McLister is managing editor at Rates.ca. What is Rates.ca? McLister: Rates.ca compares insurance, mortgages and credit cards from dozens of companies across Canada. By juxtaposing numerous providers, it's easier for consumers to quickly compare terms and find the best prices. How does the new down payment assistance program for first-time homebuyers work? McLister: The…

Turning insurance into a relationship business

Dana Bouwman of Insight Insurance and Risk Management in Edmonton talks about how to build and sustain a client list

Turning insurance into a relationship businessDana Bouwman is account executive at Insight Insurance & Risk Management in Edmonton. Tell me a little bit about what you do? How and why did you get involved in this career? Bouwman: I facilitate liability and property insurance programs for mid-sized companies. Specifically, I focus on construction, manufacturing, and tech companies that have $10-plus-million…

Regular EI beneficiaries keep falling in Alberta

Nationally, 442,600 people received regular EI benefits in June, down 180 from the previous month and by 21,280 from last year

Regular EI beneficiaries keep falling in AlbertaThe number of Employment Insurance beneficiaries in Alberta declined in June for the fourth consecutive month, down 2.8 per cent to 47,700, according to data released on Thursday by Statistics Canada. “There were decreases in the CMAs (census metropolitan areas) of Edmonton (-5.0 per cent) and Calgary (-1.7 per cent), as well as in the…

Can your business withstand your unexpected death?

Establish a transition plan after talking to trusted advisers and considering options, and talk to family and key staff

Can your business withstand your unexpected death?Brian Tracy, the famous sales trainer, has a story he tells about the importance of great questions. Tracy was meeting with an insurance salesman who asked if he had enough life insurance. Since he didn’t want to deal with this man, Tracy assured him he did. As he was finishing the meeting, the salesman asked:…

Canadians neglect travel insurance: survey

Anne Marie Thomas of InsuranceHotline.com talks about the unnecessary risks Canadians take when they travel abroad and what they can do to minimize those risks

Canadians neglect travel insurance: surveyAnne Marie Thomas is an insurance expert with InsuranceHotline.com. You did a survey recently of medical emergency and insurance. What were the key findings? Thomas: The key findings are that while 72 per cent of Canadians had some form of travel or medical insurance for recent out-of-country travels, most leave their family under-insured, whether it…

Alberta EI beneficiaries continue to decline

In Canada, 441,310 people received regular benefits in May, up by 2,020 from the previous month but down 19,630 from a year ago

Alberta EI beneficiaries continue to declineThe number of people receiving regular Employment Insurance benefits continues to fall in Alberta. Statistics Canada reported on Thursday that there were 49,090 regular EI beneficiaries in the province in May, down 1,920 from April and a decrease of 4,120 from a year ago. “The decline was similar to the one observed in April. In…

Personalized employer health programs sought by workers: survey

Personalized employer health programs sought by workers: surveyAn RBC Insurance poll found that 80 per cent of Canadians say their overall well-being would improve if their employer were to offer a personalized wellness program customized to an individual's specific wellness and health-related interests and goals. The poll also found that 94 per cent are more likely to work for an employer who…
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