Women are retiring in greater numbers – and that’s a problem

Women are retiring in greater numbers – and that’s a problemHealth care, retail trade and education/social assistance sectors especially hard hit The labour market for women in Canada has been in flux since the pandemic began, hitting some women harder than others. High demand for workers and high vacancies in many industries have pushed up wages in several select occupations, including professional services and information…

Canada Pension Plan embraces ESG dogma

And that will hurt your retirement

Canada Pension Plan embraces ESG dogmaThe National Post’s recent Canada Pension Plan investment philosophy profile notes that CPP Investment Board (CCPIB) managers have bought into the Environmental, Social and Governance (ESG) dogma with it comes to screening potential investments. Adhering to ESG limits when making investment decisions, however, exposes the over 20 million working and retired CPP members to added…

Get ready for the “Great Retirement“

233,000 Canadians retired in 2020, and 307,000 retired over the last year

Get ready for the “Great Retirement“A year after “The Great Resignation,” where large numbers of workers of all ages left their jobs, a new trend is now emerging. It’s called “The Great Retirement.” Statistics Canada has reported that 233,000 Canadians retired in 2020, and 307,000 retired over the last year. That’s a record number of Canadians between 55 and 64…

Five things you should leave your successor

... if you want them to succeed

Five things you should leave your successorThe great resignation is being talked about by people around the world. Not only are baby boomers retiring, but many people who have suffered from pandemic burnout are also changing their positions, selling their businesses and moving on to follow their passions. However, having invested time and energy into our positions, organizations and companies, we…

The forgotten legacy Claudette Bradshaw left to New Brunswickers

The Bradshaw Report attempted to look at the working conditions and benefits levels in non-profits

The forgotten legacy Claudette Bradshaw left to New BrunswickersThe recent death of former federal cabinet minister, and community activist, Claudette Bradshaw provides us with the opportunity to re-examine one of the very rare attempts at looking at the working conditions and benefits levels in the non-profit sector in New Brunswick. The Bradshaw report is a forgotten legacy left to the people of New…

What you need to know if you’re selling your business

You need to increase profitability, get the business to run without you, start planning and be creative

What you need to know if you’re selling your businessForty-one per cent of businesses in North America are owned by baby boomers between 55 and 75 years old. These people are actively thinking about retirement and how they will get their money out of the business. Research shows that, in many cases, up to 90 per cent of a business owners’ equity is tied…

Designing ‘forever homes’ where people can stay as they grow older

Innovative, low-cost features that make it easier for homeowners to maintain their independence over the long term

Designing ‘forever homes’ where people can stay as they grow olderWhat does a home look like for someone who wants to stay there as they grow older? It’s a question that a University of Alberta researcher and an Edmonton-based homebuilder are tackling through innovative design. Collaborating with Effect Home Builders and using evidence-based research, doctoral candidate Lara Pinchbeck is helping identify meaningful features that can help design forever…

Why Canada needs more people working longer

Why Canada needs more people working longerOrganizations in Canada will face shortages of skilled workers if they don’t find ways to keep retiring ones working longer, according to a University of Alberta gerontology researcher. Donna Wilson also says early retirement isn’t necessarily the pathway to happiness people think it is. “Most people are at the top of their game when they…

CPP doesn’t need to be overhauled, it needs to be killed

When it comes to how and how much workers should save for retirement, the federal government doesn’t know better than Canadians themselves

CPP doesn’t need to be overhauled, it needs to be killedAs the calendar flipped to 2020, the federal government again made the Canada Pension Plan (CPP) tax more expensive, even though CPP doesn’t help the economy or workers. The combined employee and employer contribution rate has risen from 10.2 per cent in 2019 to 10.5 per cent this year, while the maximum taxable amount (but…

Embracing the country life

Part 2 of the retirement dilemma: city mouse or country mouse? It's time to put an end to urban living

Embracing the country lifeWe began to embrace country life in 2004 when we bought recreational property at the north end of the Sunshine Coast, two ferry rides and about 100 km of driving up-coast from Vancouver. Still living in Calgary, we knew it was time to start planning for retirement and the post-work world. Our 24 acres fronts…
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