The hard truth about CPP’s failures
Canadians receive meagre rates of return on CPP contributions and the program has other key shortcomings
Canadians receive meagre rates of return on CPP contributions and the program has other key shortcomings
Any pension fund fiasco is one too many
The plight of Sears pensioners has once again ignited calls for change but the federal government seems content to sit on its hands
The plight of Sears pensioners has once again ignited calls for change but the federal government seems content to sit on its hands
Lessons from a contemplative life
At 67, I'm focusing on the things that are most important: family, friends, and challenging physical and mental pursuits
At 67, I’m focusing on the things that are most important: family, friends, and challenging physical and mental pursuits
CPP reforms need a complete rethink
The 2016 CPP reforms were solutions in search of a problem – and don’t even solve the imagined problem
The 2016 CPP reforms were solutions in search of a problem – and don’t even solve the imagined problem
Should you defer collecting CPP and OAS?
Can you afford to hold off and increase your payments later? Will you need more CPP and OAS later in life? And how long do you expect to live?
Can you afford to hold off and increase your payments later? Will you need more CPP and OAS later in life? And how long do you expect to live?
RRSP or TFSA? Sorting out an investor’s dilemma
TFSAs provide great options. If you build up the money in your TFSA while you’re working, you can draw from it tax-free any time
TFSAs provide great options. If you build up the money in your TFSA while you’re working, you can draw from it tax-free any time
Train the mind and grow happier
A new weekly column by Nicole Bernier explores how you can overcome negativity, particularly as you age
A new weekly column by Nicole Bernier explores how you can overcome negativity, particularly as you age
Aging population upending current interest rate policy
With the number of seniors living off retirement income rising, increasing interest rates no longer a precursor to a cooling economy
With the number of seniors living off retirement income rising, increasing interest rates no longer a precursor to a cooling economy
Who benefits from an expanded CPP?
The government? Likely. High earners? Definitely. Middle-income earners? Unlikely. Low-income workers may even see a reduction in overall benefits
The government? Likely. High earners? Definitely. Middle-income earners? Unlikely. Low-income workers may even see a reduction in overall benefits
Paying a high price for success, even after you die
There’s no hiding from the success tax, but several things can help legally reduce or even eliminate the amount your estate or your heirs pay
There’s no hiding from the success tax, but several things can help legally reduce or even eliminate the amount your estate or your heirs pay