Cutting Corners on your cup of coffee

Even the inventor of those little pre-packaged coffee pod thingies believes they are too expensive

Cutting Corners on your cup of coffeePurchase Cutting Corners on your cup of coffee CALGARY, AB, Mar 15, 2015/ Troy Media/ - OK. I confess. I own one of those one cup coffee makers that overload landfills and rob bank accounts. Here’s why: When I am snowed under with deadlines, pretending that my kitchen is an upscale coffee house lessens my…

56% of Canadians have never checked their credit score

As lenders move toward more automation, a consumer’s credit score is more important than ever

56% of Canadians have never checked their credit score56% of Canadians have never checked their credit score is FREE to subscribers SAN FRANCISCO, CA, Mar 6, 2015/ Troy Media/ - According to a report released by the Bank of Montreal on February 27th, 56 per cent of Canadians say they have never checked their credit score. The goal of the bank’s survey, conducted…

It pays to check that store receipt

A few tips to ensure you get the deal advertised on the store shelf

It pays to check that store receiptPurchase It pays to check that store receipt CALGARY, AB, Mar 2, 2015/ Troy Media/ - Last week I made a quick stop for groceries. Dashing for the cash register, I locked eyes on a pile of premium-boxed chocolate chunk cookies. They were marked down to $1.00 a box with more than a month left…

Quick cash from a payday loan not worth the cost

Banks are now making it easier for marginalized Canadians to open an account

Quick cash from a payday loan not worth the costPurchase Quick cash from a payday loan not worth the cost CALGARY, AB, Feb 19, 2015/ Troy Media/ - When cash is tight, do you make a quick trip to your neighbourhood payday lender to arrange a payday loan rather than call your creditor’s to arrange to keep the phone or lights working until payday?…

Tips to achieving a luxurious lifestyle

It all depends on how you define it

Tips to achieving a luxurious lifestylePurchase Tips to achieving a luxurious lifestyle CALGARY, AB, Feb 1, 2015/ Troy Media/ - According to the Canadian Oxford Dictionary, luxury is ‘choice or costly surroundings, possessions or food.’ But exactly what does ‘choice or costly’ mean to you? Do you think you have to spend a lot of money to live in luxury?…

The truth about coupons

Couponing hype is often more 'urban legend' than reality

The truth about couponsCALGARY, AB, Jun 17, 2014/ Troy Media/ - Mega-corporations throw a daily cartload of kitchen coupons in our direction. We find them in our mailboxes, online, and in our newspapers. But do grocery coupons really save us money? I have always been a skeptic when it comes to couponing dogma. But I am clearly in…

Cutting Corners at the car lot

Don’t settle for anything less than a car that gets you where you want to go on the money you make

Cutting Corners at the car lotPrevious columns in our series Stay focused when buying a car Is the car sharing option right for you? CALGARY, AB, Jun 6, 2014/ Troy Media/ - You've done your research. You know exactly what vehicle you want, and you know what you want to pay for it. Good job. Now you're ready to rise…

Taxes squeezing household budgets

Canadian governments take $44 out of every $100 your family earns

Taxes squeezing household budgetsBy Charles Lammam and Hugh MacIntyre The Fraser Institute VANCOUVER, BC, Apr 30, 2014/ Troy Media/ - Like other Canadians, you work hard for your money. Faced with essential expenses such as food, clothing, and shelter, your household budget may feel squeezed. But what if we told you, your family’s biggest expense is taxes? Sure,…

Debt makes you sick

Spend less than you make: the rest is commentary

Debt makes you sickVANCOUVER, BC, Apr 29, 2014/ Troy Media/ - Many components of our lifestyle, such as diet, inactivity and even loneliness, can be bad for our health. But until I saw the table shown below I never thought that debt could actually make you sick. Debt and financial stress affect many people and families. Financial stress…

Don’t fritter away your tax refund

Use the same ‘divide and conquer’ strategy for your refund as you use to manage you weekly paycheque

Don’t fritter away your tax refundCALGARY, AB, Apr 12, 2014/ Troy Media/ - If numbers from past years are any indication, about 17,000,000 Canadians will get a tax refund this year. If you are one of them, how will you spend yours? The Canada Revenue Agency (CRA) tells us that the average tax refund for the 2012 tax year was…